> For the complete documentation index, see [llms.txt](https://info.payler.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://info.payler.com/sending-and-receiving-money/does-my-recipient-need-an-account-to-receive-money.md).

# Does my recipient need an account to receive money?

When you initiate a money transfer with your Payler Business account, the funds are transferred directly to the recipient's bank account without any intermediary steps.